If you live outside South Florida, hurricane season answers the question alone: someone must shutter, document, inspect, and file. Storm week is not a FaceTime task. Remote Miami owners self-managing without local boots are uninsured in practice, whatever the policy says.
Local owners with a unit or two self-manage workably: Florida's landlord-tenant framework is straightforward, demand is strong, and tenants are findable without brokers in most segments. The load is association paperwork and AC response.
Association tenant-approval processes, rental caps, and assessment politics add a layer many owners prefer to delegate. A manager who already works your building shortcuts all of it.
Common Miami pattern: self-manage leasing (you know your unit's buyer), contract storm response and vacant-unit checks seasonally. It prices well and covers the real risk.
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